ZeroPilot AI – #1 AI Accounting Software for SMEs in Malaysia
Fully automated bookkeeping, real-time cash flow forecasting & loan-ready financial reports powered by AI for Malaysian SMEs.
How ZeroPilot AI Works
Connect Your Bank & Xero
Securely sync your bank feeds and transactions in real time.
AI Automates Your Accounting
ZeroPilot AI auto-reconciles income, expenses, and invoices.
View Real-Time Financial Intelligence
Track profit, cash flow, and funding readiness instantly.
Who ZeroPilot AI Is Built For
SME & Sdn Bhd Owners
Run your business with real-time profit & cash flow clarity.
Startup & Growth Companies
Scale faster with automated accounting and funding-ready reports.
Contractors & Project Businesses
Prepare clean financials for progress claims and bank financing.
Retail & Trading Businesses
Track sales, expenses & margins automatically — no more guessing.
ZeroPilot AI is designed specifically for Malaysian SMEs, Sdn Bhd companies, contractors, startups, and growing businesses who need clean accounting, strong cash flow visibility, and bank-ready financial reports to scale faster and secure business financing.
Built for SME Loans & Bank Approvals
ZeroPilot AI is built specifically to help Malaysian SMEs get approved for business loans, working capital, overdraft facilities, and expansion financing faster — by transforming your accounting data into clean, bank-ready financial reports that lenders actually trust.
*Bank-ready Profit & Loss, Cash Flow & Balance Sheet
*Clean transaction history with automated reconciliation
*Strong financial transparency that banks look for
*Faster approvals with fewer document rejections
Why ZeroPilot AI Is Different from Normal Accounting Software
Most accounting software only records your numbers. ZeroPilot AI goes further by transforming your accounting data into real-time financial intelligence that helps you control cash flow, track performance, and prepare your business for bank financing and growth.
Normal Accounting Software:
X Manual data entry
X Static reports
X No cash flow forecasting
X No loan readiness
X No real financial insights
ZeroPilot AI:
+ AI-automated bookkeeping
+ Real-time dashboards
+ Live cash flow forecasting
+ Bank-ready financial reports
+ Built for SME loan approvals & business growth
ZeroPilot AI is not just accounting software — it functions like an AI-powered CFO for your business.
ZeroPilot AI Packages & Pricing
STARTER- Best for Small SMEs RM 1,497/month
+Xero Cloud Accounting (included) +Automated Bookkeeping +Monthly P&L & Balance Sheet +Basic Cash Flow Visibility +Email SupportBest for: Micro SMEs, new Sdn Bhd, Excel users upgrading.
PRO * MOST POPULAR RM 2,497/month
+ Everything in Starter + Advanced Cash Flow Forecasting + Funding Readiness Reports +Performance Metrics & Growth Tracking +Dedicated Account ManagerBest for: Scale-up SMEs preparing for bank loans & expansion.
AI CFO PARTNER — High-Growth
+ Everything in Pro + AI CFO-Level Financial Intelligence + Advanced Forecasting & Scenario Planning + Strategic KPI & Board-Level Insights + Priority Support + Dedicated ManagerBest for: Fundable, fast-growth, investor-ready companies.
One-Time Integration Fee: RM1,197
(Full system setup, bank feeds, automation & dashboard configuration)
Most businesses only discover their real cash flow and funding problems when it’s already too late. ZeroPilot AI gives you clarity before the damage is done.
Start Your Free SME Readiness Check Today
Before applying for any business loan, overdraft, or expansion financing, you need to know one thing clearly — is your business truly loan-ready? ZeroPilot AI gives you instant visibility into your cash flow, financial health, and bank readiness so you can move forward with confidence instead of guesswork.
✅ No obligation
✅ No credit card required
✅ Designed specifically for Malaysian SMEs
✅ Built on Xero Cloud Accounting
Powered by Capita Consulting — Malaysia’s SME Financing & AI Accounting Specialist.