
Capita Consulting focuses only on SME loans, business loans and contract financing in Malaysia. We structure the right combination of term loans, overdraft facilities, trade financing, invoice financing and project financing so your company can grow with confidence.

We help Malaysian SMEs secure SME loans and business loans from trusted local banks. Whether you need funds to expand, buy equipment or stabilise cash flow, we structure a bank-friendly SME loan proposal so your approval chances increase.

For importers, exporters and traders, we arrange trade financing in Malaysia, including Letters of Credit (LC) and Standby Letters of Credit (SBLC). The right structure helps you pay suppliers, ship goods and reduce cash-flow risk on every trade.

Winning a government or corporate contract is only the first step. We assist SMEs to secure project financing and contract financing so you can buy materials, hire teams and deliver on time – without straining your existing cash reserves.

For directors and business owners, we can explore personal financing or mortgage-backed loans that support your overall funding strategy, while keeping your company’s working capital healthy.

We arrange business overdraft facilities in Malaysia so your SME has access to flexible working capital. Use it as a buffer for payroll, stock purchases or urgent expenses – and pay interest only on what you draw.

Slow-paying customers can kill your cash flow. With invoice financing for SMEs in Malaysia, you can unlock cash tied up in invoices and get paid faster, so operations and growth plans continue without interruption.
Capita Consulting specialises in helping Small and Medium Enterprises (SMEs) in Malaysia secure the right mix of SME loans, business loans, contract financing and trade facilities.
From preparing bank-ready documents, to speaking with bankers and structuring the deal, we simplify the entire SME financing process so you don’t waste months guessing what banks want.
Our role is to be your SME financing partner, not just a broker – giving you honest feedback, realistic options and a clear path to approval.
Our team combines experience in SME banking, government contract financing and trade finance in Malaysia. We speak the bank’s language so you don’t have to.

Founder

Partner

Director, Corporate Finance

Head, Shariah Division












Tell us about your SME, contract or project, and we’ll review your case and recommend the most suitable SME loan or financing structure in Malaysia.