Capita Consulting is a Malaysia-based SME financing consultancy that helps businesses secure SME loans, working capital financing, contract financing, trade financing and project-based funding. We combine industry knowledge, banking relationships and strategic financial structuring to improve approval rates and funding speed for our clients.
1. We operate with full transparency in SME loan approvals, financing structures and client advisory, ensuring ethical financing practices that protect business owners.
2. We partner with growth-focused SMEs, contractors and entrepreneurs who are committed to long-term financial sustainability.
3. From startups to established enterprises, we support Malaysian entrepreneurs in achieving their funding and expansion goals.
4. We use modern financial analysis, AI-powered assessments and data-backed funding strategies to maximise loan approval success.
Every client is assigned a performance consultant to manage documentation, bank submissions, compliance checks and approval tracking to increase funding success.
We analyse financial statements, cash flow patterns and risk profiles to structure optimal SME loan applications, project financing and contract funding proposals.
Our consultants remain accessible throughout the process to resolve banking queries, approval conditions and compliance requirements with speed.
We provide upfront clarity on approval probability, documentation readiness and financing costs so businesses make informed decisions.
We specialise in government contract financing, structured trade financing, equipment financing and working capital solutions for Malaysian SMEs.

Whether you are a startup, contractor or established SME, Capitasme is committed to securing the right business financing, loan structure and cash flow facilities to support your growth with confidence.
We believe in more than just offering financial solutions—we believe in empowering you to grow, thrive, and achieve your full potential. Whether it’s navigating complex processes, securing the resources you need, or simply giving you the confidence to take the next bold step, we’re here to make it easier. Your dream deserves to be more than an idea; it deserves to become a reality, and we’re here to help you make it happen.
We study your business model, industry risks, revenue cycle and funding needs to match you with the most practical SME loan, project financing or trade facility available in Malaysia.


Our structured documentation checks and bank-matching process significantly improve approval probability for eligible SMEs.
Yes, we specialise in government project financing, performance-based contract funding and milestone disbursement structures.
We maintain transparent pricing and only charge based on service scope. Refund policies apply subject to terms.
We arrange SME loans, working capital facilities, trade financing, invoice financing, equipment financing and structured project funding.
Our dedicated support team is here for you 6 days a week, ready to provide assistance whenever you need it. Plus, your personal performance consultant is always on standby, ensuring you have the guidance and support to keep moving forward with confidence. We’re with you every step of the way!
We take the time to truly understand your unique needs because we know every situation is different. By addressing your challenges head-on, we work tirelessly to find the best solutions and make your journey smoother. Your success is our mission, and we’re here to help you overcome any obstacles.
We’re always excited to welcome passionate and experienced individuals to join our team. If you’re driven to make an impact and thrive in a dynamic, supportive environment, this is your opportunity to grow with us and contribute to something truly meaningful. Let’s achieve greatness together!
Share your business details and funding needs. Our SME financing consultants will assess your eligibility and recommend the most suitable loan or project funding structure in Malaysia.